How can i invest if i don't have a 401k?

An IRA is a good first choice. An IRA is an individual retirement account that you open in your name. Like a 401 (k) plan, savings grow tax-deferred, meaning that no income taxes are paid on earnings while the money is in the account. If you know how to maximize the benefits offered by other types of investment accounts, including individual retirement accounts (IRAs), taxable brokerage accounts, and individual 401 (k), as well as Physical Gold and Silver IRAs, then you have a great chance of establishing the rich and comfortable retirement of your dreams. If you exhaust the maximum limit of an IRA and an HSA, another option to consider is a taxable investment account (also known as a non-retirement account or a brokerage account).

You can invest as much or as little as you want in a taxable account and invest your money in stocks, bonds, mutual funds, exchange-traded funds (ETFs) and real estate investment trusts (REITs), among other options.